Kia Lease

Lease a New Kia

With our competitive interest rates and quick credit responses, Phil Smith Kia helps you make your car-buying dream a reality. Our terms range from 12 - 72 months and are available for new Kia models.

Here are a few benefits of financing your new car with us:

  • Build equity.
  • Drive as many miles as you want.
  • Carry lower limits for auto insurance than with a lease.
  • Customize your vehicle.
  • Sell, trade, or transfer title whenever you want.


Leasing a Kia

Our leasing program offers more choices than your average lease program. Terms range from 24-60 months, with 12-month terms available upon request.

By leasing a vehicle, you can usually:

Lower Payments:With a lease, your monthly payments will almost always be lower than with conventional financing because you are paying for only a portion of the car's full value over the lease period. This gives you the option of driving a nicer car for the same monthly cost.

Manufacturer Incentives:In tough times or in a new model year, manufacturers may offer very attractive terms such as below market interest rates and high residuals that have the effect of lowering the monthly payment

Lower Up Front Costs:Unless you decide to make a large cap reduction payment, initial costs for most leases will be limited to a refundable security deposit (typically one monthly payment rounded up to the nearest $25), sales tax depending on your state, title and registration fees, environmental fees (i.e., battery and tire disposal fees), and finally, your first monthly payment. As a result, leasing ties up less of your capital, freeing cash for more lucrative investments.

Taxes:With the phasing out of deductions for interest on car loans, leasing may now compare more favorably against conventional financing from a tax standpoint. Although most individuals will not save taxes with a lease, some businesses may enjoy certain advantages with leasing. Consult your tax advisor for more information.

Hassle-Free Disposition:At the end of the lease you can simply give the car back to the dealer, satisfy your lease-end obligations, and walk away. No need to worry about selling the car or haggling over its trade-in value. If you decide to buy the car at the end of the lease, you'll have an idea how much the cost will be (no more than the residual value).

No Major Repairs:Kia new vehicles are covered by a factory warranty for the duration of your lease contract. However, regular maintenance is your financial responsibility. Some leases allow you to add this to your monthly payment so you will not have to pay for it later and in larger amounts. It is also helpful to have your maintenance done at Phil Smith Kia. They will keep a record of your visits, which is excellent proof of your maintenance for the recovery of your security deposit.

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Phil Smith KIA

4250 N Federal Highway
Directions Lighthouse Point, FL 33064-7004

  • Sales: 954-545-7225
  • Service: 9545457248
  • Parts: 8883275072

Sales Dept. Hours

  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 9:00am - 8:00pm
  • Sunday 11:00am - 6:00pm
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