Stock Number and vehicle shown is for illustration purposes only and may not be actual vehicle shown. [1] 3.99% Annual Percentage Rate (APR) up to 48 months. $22.57 per month per $1,000 financed at 48 months, through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 07/06/2026. Dealer contribution may vary and could affect actual monthly payment. Finance contract must be signed and dated no later than 07/06/2026. Limited inventory available. [2] $750 Owner Loyalty For Qualified Customers - Owner Loyalty Offer available to current registered owners of any 2016 or newer Kia who purchase or lease a new 2027 Telluride vehicle between 06/02/2026 - 07/06/2026. A customer can only qualify for Owner Loyalty Incentive claims for two purchases (2 VINs) per calendar year and the vehicle utilized as the qualifying vehicle may not be the same vehicle in both instances. Offer may be combined with Low APR, Lease, or Cash offers. To be eligible, new Kia vehicle purchaser must show proof of qualifying Kia vehicle ownership (current registration) to Kia dealer where new Kia vehicle is being purchased. Void where prohibited by law. This incentive is a limited time offer on eligible Kia vehicles and must be applied as down payment. No cash value. Not all incentive programs are compatible. Additional terms and conditions apply. See your participating dealer for more details. All matters of program eligibility and qualification will be resolved by Kia America, Inc. ("KUS") in its sole discretion, and KUS reserves the right to change product and program specifications at any time without incurring any obligations. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026. 

[1] Lease term: 24 months, 10,000 miles a year max with $3,999 due at signing including $229 first monthly payment, $3,120 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Customers must qualify for all rebates. See dealer for details. Not responsible for typographical errors or omissions. Pictures are for illustration purposes only. Vehicle subject to prior sale excluded. Offers not in combination. Must take delivery by 07/06/2026. Plus tax, tag, and fees. Subject to inventory availability. Models may vary. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026. [2] 0% APR up to 48 Months for qualified buyers. Security deposit not required. Not all buyers will qualify. $20.83 per month per $1,000 financed at 48 months. Offers may not be combined except where specified. Must take delivery by 07/06/2026. Customers must qualify for all rebates. See dealer for details. Vehicle subject to prior sale excluded. Offers not in combination. Plus tax, tag, and fees. Subject to inventory availability and dealer participation. Models may vary. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026.

[1] Lease term: 24 months, 10,000 miles a year max with $3,999 due at signing including $289 first monthly payment, $3,060 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Customers must qualify for all rebates. See dealer for details. Vehicle subject to prior sale excluded. Offers not in combination. Offers expire  07/06/2026. Plus tax, tag, and fees. Subject to inventory availability. Models may vary. [2] $2,250 Customer Cash from Kia America for the purchase of a new 2026 Sorento. Customer Cash must be applied toward the purchase of a new 2026 Sorento and not available for cash. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery by 07/06/2026. Limited inventory available. Offer not available for leases. See Kia retailer for available stock. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026.

Stock Number and vehicle shown is for illustration purposes only and may not be actual vehicle shown. Dealer retains all rebates. [1] Lease term:  Offer shown based on 24 months, 10,000 miles a year max with $3,499 due at signing including $209 first monthly payment, $2,640 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge plus first payment due at signing with approved credit from Kia Motor Finance. No security deposit required.Lease offer is only available to well-qualified lessees that lease a 2026 K4 (Model #2AC3224). Customers must qualify for all rebates. See dealer for details. Vehicle subject to prior sale excluded. Offers not in combination. Plus tax, tag, and fees. Subject to inventory availability. Models may vary. Actual payments may vary. Purchase option at lease end is $17,737.20. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. [2] 2.90% APR up to 48 Months for qualified buyers. Security deposit not required. Not all buyers will qualify. $22.09 per month per $1,000 financed at 48 months. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 07/06/2026. See dealer for warranty and lease details or go to kia.com. Limited inventory available. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026.

Disclaimer: Stock Number and vehicle shown is for illustration purposes only and may not be actual vehicle shown. The dealer retains all rebates. Lease term: 36 months, 10,000 miles a year max with $3,499 due at signing including $279 first monthly payment, $2,570 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. $3,499 due at Signing. Lease offer is only available to well-qualified lessees that lease a 2026 K5 (Model #LAC4234). No security deposit required. Actual payments may vary. Purchase option at lease end is $17,528.35. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. [2] 1.90% APR up to 48 Months for qualified buyers. Security deposit not required. Not all buyers will qualify. $21.65 per month per $1,000 financed at 48 months. Offers may not be combined except where specified. Must take delivery by 07/06/2026. Customers must qualify for all rebates. See dealer for details. Vehicle subject to prior sale excluded. Offers not in combination. Plus tax, tag, and fees. Subject to inventory availability and dealer participation. Models may vary. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026.

[1] 0% APR up to 48 Months for qualified buyers. Security deposit not required. Not all buyers will qualify. $20.83 per month per $1,000 financed at 48 months. Offers may not be combined except where specified. Must take delivery by 07/06/2026. Customers must qualify for all rebates. See dealer for details. Vehicle subject to prior sale excluded. Offers not in combination. Plus tax, tag, and fees. Subject to inventory availability and dealer participation. Models may vary. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026. [2] $750 VIN-Specific Bonus Cash from Kia America for the purchase of a specially tagged 2026 Kia Sportage and specially tagged 2026 Kia Sorento. Bonus Cash must be applied toward the purchase of a specially tagged new 2026 Kia Sportage or a specially tagged new 2026 Kia Sorento and not available for cash. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery by 07/06/2026. Limited inventory available. See Kia retailer for available stock. Phil Smith Kia is not responsible for typographical errors. Vehicle images are for illustration purposes only. Advertised prices exclude $1,995 Phil Smith Advantage fee, $1,099 dealer fee, $450 electronic fee, tax, tag, title, registration, and any applicable government fees. Offers subject to change without notice. Offer expires 07/06/2026.